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本文在系统梳理印度农业信贷发展历程的基础上，重点考察了印度信贷支农措施，并从信贷支农规模、信贷业务特征和信贷补贴力度三个方面分析了印度的信贷支农水平。研究发现，印度主要通过优先部门贷款计划、自助组—银行连接计划和利率资助计划等方式来对农民进行金融支持，且印度的信贷支农规模和信贷补贴力度均呈现不断提升的态势。中国在深化农村金融改革的过程中，应进一步拓展农村金融服务范围、创新信贷支农模式并提高农业信贷补贴水平。
Abstract：Based on the systematic review of India's agricultural credit policy, this paper focuses on India's credit support measures for agriculture, and analyzes India's credit support level for agriculture from three aspects: the credit support scale for agriculture, the characteristics of credit business and the strength of credit subsidies.It indicates that India mainly supports rural residents through preferential sector loans, self-help group bank connection plan and interest rate subsidy plan, and the phenomenon of increasing the credit support scale for agriculture and the strength of credit subsidies in India are also found in this paper.China should expand the scope of rural financial services, innovate the mode of credit support for agriculture and improve the level of agricultural credit subsidies in the process of deepening rural financial reform.
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(1)印度储备银行于2021年发布的《Handbook of Statistics of Indian Economy》中,商业银行的直接信贷金额数据截至2012年,区域农村银行的直接信贷金额数据截至2015年。文中所指的累计信贷金额为印度农村三大公共金融机构在1975—2011年的直接信贷资金总额。
基本信息:
DOI：10.13856/j.cn11-1097/s.2022.12.007
中图分类号:F831.2;F335.1
引用信息:
[1]马国群,莫雪香,谭砚文.印度农业信贷政策演进及启示[J].世界农业,2022,No.524(12):77-85.DOI:10.13856/j.cn11-1097/s.2022.12.007.
基金信息:
国家自然科学基金国际(地区)合作与交流项目“东盟与中国的经济转型和区域农产品价值链发展研究”(71961147002); 农业农村部农业贸易促进中心委托项目“印度、东盟农业国内支持政策分析研究”; 广东省教育厅创新团队项目(2022WCXTD003)
2022-12-10
2022-12-10